Moonroof spontaneous shattermoderate
The most striking pattern in the 2022 Prime's small complaint file: at least four separate reports of the panoramic moonroof exploding without impact — highway speed, clear weather, 'sound of a gunshot,' one repair estimate at $5,600. It appears across gen-5 years and there is no recall; insurance comprehensive coverage is the practical backstop. Inspect the glass and ask about prior glass claims.
Sources: NHTSA complaint database, 2022 RAV4, RAV4 Hybrid, RAV4 Prime
~$5,600
Moonroof replacement (one owner estimate)