The 2020 is the first genuinely quieter Cherokee. 268 complaints is a fifth of what 2019 collected, and the refresh-year launch faults, the transmission weld, the instrument cluster, the air bag sensors, the valve stem keepers, are all gone. Three recalls is the shortest list of any pre-2022 year. If you want a Cherokee and you want the refreshed styling and the engine choice that came with it, this is where the model starts to settle.
The catch is the same catch as every other year. The Power Transfer Unit, the gearbox that drives the front wheels, strips its splines and the car loses drive or loses Park. 2020 falls inside recall 26V-290 (Chrysler code 40D), a 61,711-vehicle campaign reported to NHTSA on 7 May 2026 covering 2019 to 2023 Cherokees, whose remedy is stated as 'currently under development,' with interim owner letters expected in late June 2026. An owner in this year's file describes the failure and the price of not waiting: the PTU and its actuator both failed and an independent shop estimated about $3,000, with the parts unavailable anyway.
The other 2020 item worth a VIN check is the steering rack. Recall 19V-637 covers 2019 and 2020 cars where 'the steering rack gear may break, possibly causing a loss of steering control.' The third campaign, 20V-191, is a rearview camera software fault that can be fixed over the air. Beyond the recalls, the 2.4L four-cylinder falls outside the XB1 oil-consumption warranty extension, which ends at 2019, so on a 2020 four-cylinder the oil-consumption check is on you rather than on Chrysler.